Sathapana Bank
Sathapana Bank

Bancassurance Head Dashboard

One View Summary

Premium collected (Mn)
4.82Mn
Target: 6.20 Mn
78%
Ach.
LI
3.10
GI
1.72
+5.8% vs LM+12.6% vs LY
Annual Premium Equivalent(MN)
2.16Mn
Target: 2.55 Mn
85%
Ach.
Single
0.89
Regular
2.07
+4.6% vs LM+12.3% vs LY
Average Ticket Size
375USD
Target: 410 USD
91%
Ach.
Overall
375
Tgt 410
LI
379
Tgt 420
GI
370
Tgt 390
+2.1% vs LM+7.4% vs LY
Policy count
12,840
Target: 15,200
84%
Ach.
LI
8,190
GI
4,650
+4.8% vs LM+10.2% vs LY
Fee
0.43Mn
Target: 0.52 Mn
82%
Ach.
LI
0.29
GI
0.14
+3.4% vs LM+9.8% vs LY
Activation
61%
Target: 100%
As on today
Attention required: 8 regions below 55% activation
+2.5pp vs LM
Persistency %
13M
Achieved: 86%
Target: 92%
25M
Achieved: 81%
Target: 88%
Attention required: 322 policies at risk across 13M & 25M
+1.4pp vs LM
Funnel View
As on date
Total Pipeline5.42 Mn
Issued Value3.54 Mn
Pending UW Cases14,250
Underwriting Value3.86 Mn
Overall Conversion52%
Largest drop-off: Application & Proposal · rolling rate 85%
Stage 1
KYC & Onboarding
Cases
24,800
Rolling
100%
Healthy
Stage 2
Needs Analysis
Cases
21,500
Rolling
87%
Watch
Stage 3
Quote & Illustration
Cases
18,900
Rolling
88%
Watch
Stage 4
Application & Proposal
Cases
16,100
Rolling
85%
Watch
Stage 5
Pending Underwriting
Cases
14,250
Rolling
89%
Watch
Stage 6
Policy Issued
Cases
12,840
Rolling
90%
Healthy
Performance Trend
Rolling average view with target and same-period last-year baseline
Metric
View
Rolling Avg
Current 3M Rolling Avg
4.82 Mn
Target
5.60 Mn
Gap
-0.78 Mn
Vs Same Period LY
+14.8%
Showing 3M rolling average
Insight: Premium trend is improving but remains 0.78 Mn below the rolling target.

Premium & Fee Contribution Analysis

Premium and bank fee contribution by segment, region, and LI/GI mix
Total Premium
4.82 Mn
Total Fee
0.42 Mn
Fee Yield
8.7%
Top Contributor
Retail Banking
View by
Metric
SegmentPremium (Mn)Fee (Mn)Fee YieldContribution %
Retail Banking2.450.218.6%50.8%
Business Banking1.520.149.2%31.5%
Premier Banking0.850.078.2%17.6%
Retail Banking contributes the highest premium, while Business Banking has the strongest fee yield (9.2%).

Focus Regions

Lowest 5 performing regions
#Last
Pursat
20%
Achievement
#2nd Last
Svay Rieng
30%
Achievement
#3rd Last
Kampong Cham
35%
Achievement
#4th Last
Prey Veng
40%
Achievement
#5th Last
Banteay Meanchey
45%
Achievement

Incentive + Waiver Analysis

Unit: USD Mn
Waiver Summary
Lower is better
Waived Premium
0.312 Mn
-7.8% vs LM
Waiver Rate
64%
-4.2pp vs LM
Waiver rate has reduced by 4.2pp vs last month, indicating better premium collection discipline.
Waiver Trend
Actual waiver rate movement · lower is better
Current Waiver Rate: 63%Waived Premium: 0.312 MnChange vs Last Month: -4.2ppHighest Waiver Region: Pursat
Incentive eligibility by region
Bottom 5 regions (eligible / total)

Quality

As on today
Licensed staff
74%
Target: 90%
Certified staff
68%
Target: 85%
Complaints
38
Target: 0
Early and Non-early claims
Cases · Volume (USD Mn) · Roll-rate
Early · 30 days
18
Volume 0.32 Mn
Early · 60 days
12
Volume 0.21 Mn
Roll-rate 67%
Early · 90 days
8
Volume 0.14 Mn
Roll-rate 67%
Non-early claims
24
Volume 0.46 Mn
Claims raised after 90 days

MIS & Reports

Library of operational, regulatory and analytical reports
Daily Premium Register
End-of-day premium collection by branch and channel.
Last generated · 10 mins ago
Branch Activation Log
Branch-wise active seller and activation rate snapshot.
Last generated · 32 mins ago
Target vs Achievement
Target attainment across Premium, Annual Premium Equivalent(MN), Average Ticket Size and Policy count.
Last generated · 1 hr ago
Single Premium vs. Regular Premium
Mix and trend of single vs regular premium contribution.
Last generated · 2 hrs ago
Policy vs Premium vs Fee Register
Consolidated register across policies, premium and fees.
Last generated · Today, 09:10
Self-Service Query Builder
Build custom insurance views by segment, product, region, and policy status
Available dimensions
Selected dimensions (3/5)
Insurance TypeBanking SegmentRegion
Showing Premium, APE, Fee and Policy Count by Insurance Type, Banking Segment and Region
Query Result
Sorted by Premium (desc)
Insurance TypeBanking SegmentRegionPremium ↓APEFeePolicy CountActivation %Persistency %Pending UWWaived PremiumWaiver %
LIRetail BankingBattambang2.84 Mn1.88 Mn0.26 Mn7,48071%84%3030.181 Mn67%
LIRetail BankingPursat2.83 Mn1.87 Mn0.25 Mn7,44569%83%3090.170 Mn65%
LIRetail BankingSiem Reap2.40 Mn1.59 Mn0.22 Mn6,32564%82%2640.127 Mn61%
LIRetail BankingKandal2.39 Mn1.58 Mn0.22 Mn6,29062%84%2610.119 Mn60%
LIRetail BankingPhnom Penh1.96 Mn1.30 Mn0.18 Mn5,17076%84%2170.137 Mn70%
LIRetail BankingKampong Cham1.95 Mn1.29 Mn0.18 Mn5,13567%87%2230.110 Mn63%
LIBusiness BankingBattambang1.83 Mn1.21 Mn0.17 Mn4,81774%85%2030.123 Mn68%
LIBusiness BankingPursat1.82 Mn1.20 Mn0.17 Mn4,79464%90%2010.097 Mn62%
LIBusiness BankingSiem Reap1.54 Mn1.02 Mn0.14 Mn4,06672%88%1720.100 Mn67%
LIBusiness BankingKandal1.54 Mn1.01 Mn0.14 Mn4,04375%84%1780.106 Mn69%
LIBusiness BankingPhnom Penh1.26 Mn0.83 Mn0.11 Mn3,31565%92%1410.068 Mn62%
LIBusiness BankingKampong Cham1.25 Mn0.83 Mn0.11 Mn3,29369%81%1390.074 Mn65%
LIPremier BankingBattambang1.12 Mn0.74 Mn0.10 Mn2,93662%87%1250.057 Mn60%
LIPremier BankingPursat1.11 Mn0.73 Mn0.10 Mn2,92272%82%1240.072 Mn67%
GIRetail BankingBattambang1.00 Mn1.00 Mn0.09 Mn3,99975%87%1730.069 Mn69%
GIRetail BankingPursat0.99 Mn0.99 Mn0.09 Mn3,98067%84%1640.057 Mn64%
LIPremier BankingSiem Reap0.94 Mn0.62 Mn0.08 Mn2,47467%83%1060.054 Mn64%
LIPremier BankingKandal0.94 Mn0.62 Mn0.08 Mn2,46065%85%1130.050 Mn62%
GIRetail BankingSiem Reap0.84 Mn0.84 Mn0.08 Mn3,36468%91%1480.050 Mn64%
GIRetail BankingKandal0.83 Mn0.83 Mn0.08 Mn3,34478%87%1450.061 Mn71%
LIPremier BankingPhnom Penh0.77 Mn0.51 Mn0.07 Mn2,01278%84%940.056 Mn72%
LIPremier BankingKampong Cham0.76 Mn0.50 Mn0.07 Mn1,99870%89%930.046 Mn65%
GIRetail BankingPhnom Penh0.68 Mn0.68 Mn0.06 Mn2,72866%84%1140.038 Mn63%
GIRetail BankingKampong Cham0.68 Mn0.68 Mn0.06 Mn2,70971%83%1190.044 Mn67%
GIBusiness BankingBattambang0.64 Mn0.64 Mn0.06 Mn2,57465%82%1150.036 Mn62%
Showing top 25 of 36 grouped rows · click metric headers to sort